As a financial planning client, you will work one-on-one with a CERTIFIED FINANCIAL PLANNER™ Professional to design a working plan to use your money and resources in striving to create and live the life you desire and deserve.

Helping you live your best life!


STEP 1 - What do I really want in life?

  • 45-90 minute discovery and goal definition meeting

STEP 2 - Where is all my stuff?

  • 45-90 Financial Organization Meeting

STEP 3 - Where is my money going?

  • 30-45 Minute Cash Flow Planning Session
  • 30-45 Minute Phone Call - Debt Elimination Planning Session

STEP 4 - What should I do?

  • 45-90 Minute Recommendations Meeting with your CFP® Professional

STEP 5 - How can I make sure I stick to my plan?

  • 20 Minute Monthly Check-in Meetings
  • Email and Phone Support (9:00am-5:00pm M-F)
  • Up to 2 hours of Collaboration with other Professionals you work with (i.e. CPAs, attorneys, insurance agents, etc.)
  • Recommendations to other financial professionals in our network

Common Financial Planning Topics



Create a monthly and annual cash flow statement based on current income and expenses

  • Organize income and expenses
  • Create automated savings plan
  • Review/set up auto bill pay for recurring expenses
  • Analyze 3 months of transactions history
  • Automatic monitoring of spending through eMoney website
  • Create savings plan for goals



Create a step-by-step action plan to crush your debt and rescue your monthly income

  • Credit report review and analysis
  • Form letters to dispute error on credit reports
  • Analysis of all current debts
  • Detailed debt elimination plan
  • Student loan repayment strategy
  • Mortgage/Refinance Review


Ensure that you and your family are adequately covered and protected against the unforeseen

  • Review of current insurance policies (life, disability, auto, home, and umbrella coverages)
  • Determine appropriate insurance coverage for you
  • Employer benefits package review
  • Evaluate need for long-term care insurance



Create a detailed plan aiming to help ensure that you don’t run out of money in retirement

  • Analyze all sources of retirement income
  • Create a cash flow plan for retirement
  • Create a pre-retirement debt management plan
  • Discuss options for healthcare
  • Social security benefits review
  • Charitable giving strategies
  • Pension payment options review
  • Explore options for guaranteed income in retirement



Help navigate the process for getting your child enrolled in a school that fits their dreams and your pockets!

  • Evaluate 529 College Savings Plan options
  • Help navigate the process from application to enrollment
  • Financial Aid Package review
  • Create a student budget
  • Scholarship tracking sheet
  • Discuss options for a debt free education



Leave a legacy for your loved ones

  • General estate planning and gifting strategies
  • General trust planning and education
  • Discuss impact of beneficiary designations
  • Explanation of estate planning structures and documents - wills, POA, Trusts, etc.



What Do I Get as a Financial Planning Client?

  • Clarity and definition of your top financial goals

  • Personalized recommendations to organize your financial life

  • Detailed cash flow plan and suggestions to align your spending patterns with your financial priorities

  • Step-by-step action plan to crush your debt and rescue your monthly income

  • Recommendations to help ensure you and your family are protected against the unforeseen


How do you know if you are a good fit for Financial Planning?


  • Are ready for a change in your financial life

  • Need accountability, guidance and ongoing support to reach your financial goals

  • Are willing to do the work to reach your goals

  • Don’t have the time, knowledge, or energy to manage your finances on your own

  • Want and value a long-term relationship